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Buying a home is an overwhelming process. From financing to negotiating to closing, there are a lot of moving pieces that can leave homebuyers frustrated or confused. A real estate agent can help guide you through each step of the buying process, offering sound advice along the way. By working with a professional agent you’ll not only end up with a great home, but you’ll also walk away with a great experience.
By providing your real estate agent with some basic information about your income, savings, and debt, he or she can assist you in getting pre-approved by a reputable lender. The lender will then go over your financing options, what monthly payment amount you can afford, and what you can expect for down payment requirements and closing costs. Programs like the SC Homebuyers Program offers low interest rate and down payment assistance.
For most buyers, choosing a home is an emotional process. An agent can assist you in this process by offering objective information about each property you look at. From local community information like schools to home-specific details like condition and amenities, an agent can help you find exactly what you’re looking for.
Once you’ve found the home of your dreams, an agent will research recent comparable sales of similar homes in the area to help determine a fair selling price. Based on those comparable sales, as well as other factors like inspections and repairs, an agent will then help you structure an offer and negotiate to get the very best deal possible.
Closing can be a complicated process. In some areas, the escrow or title company handles the closing process, while in other areas an attorney handles it. Regardless of where you’re buying, a real estate agent can help ensure that everything goes smoothly.